Paying back in one move
Whoever is owed shows a SEPA transfer code. The other scans it with their banking app, and the amount is already filled in.
Quittes splits your group expenses and goes all the way to the transfer. Offline, in any currency.
This runs in your browser, on the app’s own code. The leftover cent moves to someone else on every expense.
Then nobody pays. The balance sits there for months, the group goes quiet, and the app gets deleted. Working out the debt was never the problem. Settling it always was.

Your expenses live on your phone, not on a server. Enter them with no signal, the screen answers instantly, and everything syncs when you land.
Whoever is owed shows a SEPA transfer code. The other scans it with their banking app, and the amount is already filled in.
A beer paid 8 SGD on 3 August is worth what it was worth on 3 August, even if the rate moves during the trip.
Photograph the bill. Everyone pays for what they had, not for an average.
"I am fairly sure it was 60, not 65." The history answers, dated and signed. No competitor shows you this.
Léa edited the amount
Tuesday at 14:32
Marc added this expense
Tuesday at 12:08

The moment someone reaches for the calculator. Photograph the receipt, tap the names, and the shares land to the cent.
What each of them owes
Tap a name to add or remove it from a line. This is the app’s own calculation.
This is the one feature in Quittes that costs money, because it costs us money every time it runs. Everything else is free and account free. See the subscription
By default, everyone pays back the people they actually shared with. You can also ask for the fewest transfers, knowing what that means.
Elsewhere, that simplification is forced on you. You end up sending 40 to someone you shared nothing with, and nobody understands the number any more.
A link is enough to join a group. No signup, no password, nothing to install. In exchange, anyone holding the link can see the group, and the screen tells you so at the moment you share it.
On your device first. The server only stacks and redistributes what people enter, so the group finds it again. It computes no balance, so it cannot disagree with you.
Nothing for now. Quittes is being built, and we will not charge before we have earned it.